Best cards for
Online Shopping
Cards ranked by the rate they earn on online retail purchases. Cash back and points cards are listed separately, each by the rate the issuer publishes. Always verify rates and terms on the issuer’s website.
Cash back
By the percentage the issuer publishes.
1 3%3% at U.S. online retail purchases2 2%2% at everything else3 2%2% at everything else4 2%2% at everything else5 2%2% at everything else6 2%2% at everything else7 2%2% at everything elseUp to 2.5% at everything else · Each single purchase of $5,000 or more8 1.5%1.5% at everything else9 1.5%1.5% at everything else10 1.5%1.5% at everything else
Points and miles
By points per dollar as the issuer publishes it. What a point is worth depends on how you redeem it.
1 4x4x at U.S. online retail purchases2 3x3x at everything else3 3x3x at everything else4 3x3x at everything else5 2x2x at everything else6 2x2x at everything else7 2x2x at everything else8 2x2x at everything else9 2x2x at everything else10 2x2x at everything else
Earn rates shown are for general guidance only and may change. Rankings are calculated from card earn rates only and do not account for annual fees, welcome offers, or personal spending patterns. Always verify current terms on the issuer’s website before applying.